Life insurance is a legal contract between an individual (policy-holder) and a company providing the insurance (insurer), where the insurer promises to pay certain lump sum amount of monetary benefit to the policy-holder upon the death of the insurance holder in exchange for a premium to be paid by him.

A stock photo is a particular photograph shot by a professional or a semi-professional photographer which is in an electronic form and used for media, advertising, creative or other related business purposes.

An income fund is a mutual fund that focuses more on current income than the growth of the money invested. It targets stocks and bonds as investment opportunities because of the high levels of dividend and interest they give.

What is a gas card? A fuel card, otherwise called a gas card or fleet card, is a card used to pay for fuel at gas stations. They are provided both by oil brands like Shell or ExxonMobil and by companies that specifically specialize in this.

What is fixed income? Fixed income is one best method for investment or budgeting practice for which an annual percentage return or income is received at regular intervals. Fixed income funds are commonly known as bond funds.

A mutual fund is an investment based fund that pools money from various investors to buy securities. It is professionally managed and provides the investor more diversification and liquidity. It continues to be one of the more popular tools of investment for those who want to beat the market or for those who are looking for a wide range of investments instead of buying stocks and shares.

The key to transferring money online is to find the right provider. Now, there are very few “substandard” online money transfer service providers on the Internet; most of them are competent and efficient.

Inheritance tax can be explained as the state tax that you have to pay when you receive property or money from a deceased person. Being different from the Federal estate tax, the beneficiary of the same property is responsible for paying the tax and not the estate.

For most of us, retirement means having the time and wealth to do the tasks that you relish the most. Here is a list of retirement income approaches to generate the cash flow that you will need for days post-retirement.

High risk business loans are business loans that are offered to individuals or businesses with poor or little credit. Lenders determine the risk of the loan from the business’s credit history as well as the average daily cash balance in its bank account.

Retirement planning varies by individual, but one of the most critical factors that influence the decision is whether one is financially ready to retire. Experts opine that you will need about 80 percent of your pre-retirement income to maintain your current quality of life.

Initiated with nationalization and moved onto globalization, the country is encouraging corporate sectors to conduct transactions globally. This can be online international payment websites (e-commerce websites), traveling, working overseas or living there with family.